5 Reasons for the Rejection of Car Insurance Claim in UAE
The UAE law bounds every car owners to buy car insurance. The law grants certain privileges to the insured cars. To enjoy coverage provided by the insurance company, the policyholder must file the claim according to the agreed terms and conditions. Failure to comply with the rules may result in the rejection of the claim by the firms.
There are many reasons why the claims might get rejected. Here are 5 of them.
- Missing Documents
It is necessary to be prepared before driving in UAE. Make it sure that you have all the documents before hitting the road. The missing documents like a license, registration card or valid insurance policy may get your claim rejected. In addition, the car driver will be bound to pay hefty fines.
- Driving Under the Influence
It is dangerous to drive under the influence of Alcohol or drugs. It can result in devastating accidents. Moreover, it could be the reason for the rejection of the insurance claim. The driver will have to face punishment in the form of hefty fines and prison time.
- Providing False Information
The authenticity of the information is a must. Make it sure that all the information that you provide in the claim form matches your vehicle specification and registration card. Providing false information will get your claim rejected.
- Geographical Boundaries
Generally, car insurance companies provide coverage only in the seven states of the UAE. In case an accident happens outside the geographical boundary of UAE, companies may reject the claim. It is especially advised to road trip enthusiasts to opt for additional cross-border coverage.
- Intentional Damage
The intentional damage to the car or property will get your claim rejected by the insurance companies. The claim will be rejected if the driver damages his vehicle intentionally. Further, a police complaint will also be filed.
